When it comes to insurance, most people think about protecting their homes, cars, and health. But in St. Lawrence, Florida, there’s a company offering something truly out of this world—UFO Abduction Insurance. Since 1987, this unique insurance provider has sold more than 100,000 policies, each offering up to $10,000,000 in coverage for an alien abduction. What’s even more surprising? They’ve actually paid out claims!
What Exactly Is UFO Abduction Insurance?
At first glance, UFO abduction insurance might sound like something out of a science fiction novel, but it’s a real product offered by a company in Florida. For a relatively low one-time fee, customers can purchase a policy that offers protection in the event they are abducted by extraterrestrials.
The policy typically covers:
- Medical Coverage for potential alien experimentation or injuries.
- Psychological Coverage to help with trauma after the experience.
- Loss of Wages during the time you’re “missing” due to an alien abduction.
- A hefty $10,000,000 Payout if the policyholder is returned by the aliens or if there’s verifiable proof of the abduction.
It’s more than just a quirky novelty item—this company takes its policyholders seriously, even providing a certificate of coverage as proof of their extraterrestrial preparedness.
They’ve Paid Out Claims!
What really sets this UFO abduction insurance company apart is the fact that they’ve paid claims. According to reports, several policyholders have come forward with claims after allegedly experiencing encounters with extraterrestrials. The company honors these claims, though the payout often comes in the form of a structured settlement with a fine print payout schedule—something along the lines of $1 a year for 10 million years!
Though it’s clear the company has a sense of humor, they stand by their policies, giving those who believe in the possibility of alien encounters a form of financial “protection.”
Why Have Over 100,000 Policies Been Sold?
The popularity of UFO abduction insurance can be attributed to a mix of intrigue, humor, and genuine belief. For many, buying a UFO policy is a fun way to embrace the unknown, with many purchasing it as a gag gift for friends or as a conversation starter. Others, who are true believers in the existence of extraterrestrial life, see the policy as a legitimate safeguard against the unknown.
In either case, the insurance company has tapped into a unique niche market that keeps growing as interest in UFOs and extraterrestrial phenomena continues to rise. And with the increasing number of UFO sightings and government reports on unidentified aerial phenomena, curiosity about alien life is at an all-time high.
A Quirky Take on Insurance
While UFO abduction insurance may not be something most people rush to purchase, it’s an example of the creativity that can exist in the world of insurance. It serves as a reminder that insurance, in all its forms, is about managing risk—even if that risk involves being beamed aboard an alien spacecraft!
Whether you’re a believer in extraterrestrial life or just looking for a laugh, this unique insurance product offers a fun twist on traditional coverage.
Looking for More Down-to-Earth Insurance Solutions?
While we may not offer UFO abduction coverage, our team of independent agents specializes in a wide range of insurance policies tailored to protect you and your loved ones. From home and auto insurance to life and health coverage, we can help you find the right policy to suit your needs.